Why get an appraisal from Baker Appraisal Services, Inc.?

To many, an appraisal is simply one more thing in the long list of items for a mortgage or refinance. Almost all lenders still call in a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation systems that might seem less expensive than an appraisal. But is securing a mortgage the only reason you should get an appraisal? Are there additional situations when the services of a licensed, independent real estate professional could be helpful? Absolutely.


	When you're planning on any transaction where the value of your home is in question, you should contact Baker Appraisal Services, Inc.. Just click here

Dispute your tax assessment in Kent County

It's possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a previous assessment of your real estate, so if prices have declined in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from Baker Appraisal Services, Inc. is your best evidence. We're qualified to assist you in disputing your tax assessment.

Removing PMI will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that many lenders ask home buyers to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. This added payment is often bundled into the monthly mortgage payment and is quickly forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, Baker Appraisal Services, Inc. will provide you with a statement regarding the value of your home. The price you paid for the home valuation can generally be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Baker Appraisal Services, Inc.

A divorce can be a very daunting event for both parties, and it is often further complicated by the strenuous decision of who maintains the property. So both parties are completely aware of the true market value of their property, it's a good idea to order an appraisal from Baker Appraisal Services, Inc., regardless of the circumstances.

The parties will have a good idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation with help from Baker Appraisal Services, Inc.Settling an estate

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these affairs. And since a home or other property often makes up an uneven share of the total estate value, understanding the precise value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Let Baker Appraisal Services, Inc. help you with relocating to or from Kent County

We know the stress involved with an employee relocation. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our detailed process, we encourage employees that are moving to provide feedback on the positive aspects of their property, along with information regarding any current sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price

A professional appraisal will help you make a more informed decision regarding your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't contingent upon the value opinion we render, but rather they depend on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long properties are on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.